Seller Help

In these hard financial times many home owners do not know that they have options when their mortgage becomes hard to pay. Here are some options a seller has:

1.Restructure the payments with the Creditor(s)
2.Rent the home
3.Foreclosure
4. Deed in lieu- Give the house back to the creditor
5.Seller bringing money to the closing table
6.Forebearance-Creditor(s) will often cut payment in half for 6 months
7.Bankruptcy Chapter
8.Sell the home

Here are also some links to help the seller:

www.MakingHomeAffordable.gov
www.hopenow.com
www.workitout.com
http://www.azag.gov/consumer/foreclosure/documents/StateTaskForceWorkbook.pdf

And also a Hotline Number if you don't have internest access

Arizona Foreclosure Helpline 1-877-448-1211

Why use a Realtor?

With the housing market down many sellers are trying to sell their home on their own (aka FSBOs or For Sale By Owner) to keep some green in their own pocket. Which who doesn't want to save money these days right? But taking this route could actually cause you more headaches then you think. Here are some great reasons why to use a Realtor :) http://www.tucsonrealtors.org/whyrealtor.html

Save money everyday!!

Here are some easy ways to save money everyday. Start spring off right by lowering your electric bill :) http://www.realtor.com/home-garden/home-maintenance/summer-maintenance/cut-your-electric-bills-painlessly.aspx

First time home buyers tax credit

Now is the time to act to get the first time Home Buyers Tax Credit!! There is still time. http://www.bmyagent.com/reg_contractor